Three things before anything clever.
Cash you can reach today, a full emergency fund, and money actually invested. Each target is worked out from your own essential spending — not a round number someone picked.
- Cash on hand (done)
- Emergency fund (6 months) (in progress)
- Money invested
Everything on your phone.
Nothing on a server.
Your whole net worth, in one place
22 built-in asset types plus your own. Every account, fund, pension, property and debt in one figure, with a value history chart for each holding.
Money in is not growth
Adding money and a price change are different events. A €1,000 deposit never shows up as a gain. Every transfer is logged and can be undone exactly.
See where it is heading
A month-by-month projection under each holding's own rules. Free: ten years. Pro: up to fifty, with every assumption on a slider.
A range, not a promise
Hundreds of simulated markets around your plan show the bad decade alongside the median. The tenth, fiftieth and ninetieth percentiles, on your own figures.
When can you stop?
Your independence number divided by a safe withdrawal rate, rising with inflation. Two honest routes: retire on reachable money, or bridge until the pension opens.
Where the next €100 should go
A priority waterfall over money left after living costs. Fill the emergency fund, clear costly debt, fund goals, then let the rest compound. A priority order, not advice.
No account.
No bank login.
No server.
Enough never asks who you are. Your balances, plans and history live in the app's private storage on your phone, and a backup is a file you keep wherever you like. The only connection the app makes is to check your Pro subscription with RevenueCat and your app store — none of your figures ever go with it.
- No accountSetup is two questions, or skip both.
- No bank loginYou enter your own figures.
- Works offlineNo online mode — just offline.
- Backup you ownOne file, yours, wherever you like.
Follows your phone.
Enough switches between light and dark mode with your system setting.
Free records your money.
Pro runs it forward.
Prices are set by your app store. A year costs less than eight months.
Free
- ✓ Unlimited holdings
- ✓ Net worth tracking
- ✓ Health score
- ✓ 10-year projection
- ✓ Backup and restore
Data is never held hostage. If Pro ends, nothing entered is deleted or hidden.
Monthly and yearly plans renew automatically until cancelled in your App Store or Google Play settings. See the Terms of Use and Privacy Policy.
Common questions
Do I need an account?
No. There is nothing to sign up for. The app works the moment it opens.
Do I have to connect my bank?
No, and you cannot. You enter your own figures. That is deliberate: nothing about your money leaves your phone.
Does it work offline?
Entirely. It checks your Pro subscription when it can reach the internet, and carries on without it when it cannot.
How do I move to a new phone?
Settings → Backup and restore → export the file, save it anywhere, then restore it on the new phone. Backup and restore are free.
What happens if I delete the app?
The data goes with it — it only ever lived on your phone. Keep a backup.
What happens to my data if I stop paying for Pro?
Nothing is deleted or hidden. The Pro screens stop computing, and everything comes back the moment you subscribe again.
Is this financial advice?
No. Enough shows your numbers, a projection on the assumptions you set, and a priority order. What to do with that is your call.
How does it know when I can stop working?
Your independence number is the spending you would still have, per year, divided by a safe withdrawal rate you choose (4% by default in most regions). The projection finds when money you can actually reach clears it, with the target rising with inflation.
What about a pension I cannot touch yet?
It counts toward your net worth but not toward retiring early. Pro shows both routes: retiring on reachable money alone, and bridging until the pension opens.
Does it handle more than one currency?
The free plan works in your base currency. Pro lets each holding keep its own currency, converted at exchange rates you control.
Can I cancel?
Any time, in your App Store or Google Play subscription settings. Access lasts until the end of the paid period.
Start today, for free.
No account. No bank login. Open the app and your money is already there, waiting for you to record it.
Coming soon to iPhone and Android · Free to download · No account required